5 Things To Do After A Phoenix House Fire
No one ever expects to be the victim of a house fire but it happens more frequently than most homeowners would expect. In 2016 alone there were over 350,000 house fires reported in the United States. And should your home fall victim, there are a few steps that you will need to take.
The first priority is to find a safe place for your family to live while you sort out all of the financial issues after the fire. Your homeowner’s insurance might offer a provision for temporary housing in an extended stay facility. In other cases, the Red Cross can offer assistance. In the Phoenix area, a Red Cross representative will contact each homeowner who has experienced a house fire to offer assistance and even financial aid. Other homeowners will elect to stay with family or friends as they sort out where they will live after a house fire.
Most homeowners first call is to their insurance agent. Your home is often your largest asset and you need to begin the process of a fire claim quickly. This will help to defray the cost of temporary housing and replacing the items lost in the fire.
After a fire, you will want to contact all of your credit card issuers to cancel cards that were lost and request new cards. You will also need to inform your mortgage company and possibly provide the insurance company contact information. And even though you are not living in your home, you should continue to make the mortgage payments to avoid further financial complications.
Depending on the damage to your home, some of your things might not have been damaged. If this is the case, then you will want to gather these belonging and move them to a safe location. For items that were destroyed by the fire, contact your insurance agent to discuss which contents items in your home were covered under your homeowner’s insurance policy and how to make that claim.
Fire restoration and repairs can require a great deal of time and money. And while that is in the process, you will not have the use of your home. And even after the restoration process is completed, there is still the potential for dangerous conditions or toxins to be present in your home. To avoid placing your family at any additional risk, the fastest solution is to sell the home in as is condition. Higher Offer is a business which purchases fire damaged homes in the Phoenix area. We make a fair, all-cash offer and will complete the purchase process quickly so that you and your family can begin to recover from this upsetting event in a new home that is safe and secure. Contact Higher Offer today to learn more about our cash home purchasing.