Selling Your Orlando, FL Home After A Fire
After a house fire, it can be difficult to focus on anything. The thought of everything you own being destroyed is devastating. But you need to focus on the fact that no one was seriously injured or worse and move forward. House fires cause over $6.7 billion in damages each year to over 350,000 homes and only a portion of those are covered by insurance.
What Will Insurance Cover?
Only your insurance agent will be able to give you a full explanation of what your homeowner’s insurance covers in the event of a fire. But as soon as the fire department deems the house to be safe, you need to go in and collect all of your important documents and personal belongings that have not been damaged.
Your insurance agent will also tell you what your responsibility is regarding the protection of the house and the property. Many policies will include a service that comes out to secure your home by covering broken windows and doors or setting up temporary fencing.
Assessing the Damage and Moving Forward
Some insurance companies have their own home inspectors who will come out and evaluate the damage to your home while others ask you to contact an inspector to evaluate the fire and water damage. With the assessment completed, you will be able to begin to request bids from contractors to make the repairs to your home.
It is important to keep in touch with any contractor that you hire to do your repair work as more extensive damage could be discovered once the work begins. If you think that all of the damage might not be visible, let your insurance company know as soon as possible. They might not be willing to adjust your claim if you wait until the repairs are completed. Most companies will want to re-inspect the home or will request that you send pictures to show the additional damage.
A Long Process
The process of repairing fire damage can take many weeks or even months. And in most cases, you will not be able to live in the home during the repairs due to safety concerns. So you will need to make alternate arrangements for a place to live. Staying with family or friends is less costly, but the added stress can be more than you would expect.
A Fast And Affordable Solution
If you believe that the fire damage to your Orlando, FL home is substantial, then selling the house might be your best option. Waiting for weeks or months to move back into a house that could still smell of smoke and have hidden damage or contaminants in the walls is not a wise choice. But contacting Higher Offer can eliminate all of those worries and concerns. This real estate investment firm will assess the current condition of your home and make you a cash offer without demanding that you pay for or oversee any of the repair processes. Contact a buyer today to learn about this fast and stress-free way to begin to rebuild your life after a house fire has damaged your home.